Comprehensive:
Unlike online calculators (limited by load time, and web page constraints) our
downloadable Excel calculators and planners were developed with detail in
mind. The greater the detail, the higher the level of accuracy and
understanding.
Excel based: Our easy to use spreadsheets require
only that you have MS Excel on your computer; there is no need for additional
software.
Affordable: Only $9.95. Compare to other financial
planners. Secure credit card payment(privacy policy)
Download Now for $9.95:
Save multiple scenarios to your computer- perhaps assuming higher
interest, lower income or increased debt.
Why
Excel based planners? Because our downloadable planners are Excel
spreadsheets, there is no need to download and setup new software.
Mortgage planning should be simple, fast and fun!
Simple
Planning: Staying true to our name, Simpleplanning.com is
dedicated to spreading financial awareness and knowledge to the masses via our
easy to use calculators and planners. With the right tools, financial planning
can be simple.
Money Back Guarantee: If for some reason you are not
pleased with our Mortgage Calculator & planner, just let us know and we'll
refund your money right away- we only want satisfied customers.
Plan
Multiple Scenarios: Mortgage planning is a game of variables (interest
rates, savings, income, debt, etc.) These variables can and will change
throughout your planning process; prepare yourself for these changes by building
multiple mortgage scenarios: high interest, low income, reduced savings,
etc.
Calculates your monthly mortgage payment, the total loan payment as well
as the full interest payment over the life of the loan.
Illustrates interest and principal payment detail with a graph of your
personal amortization table.
Requires only four variables: purchase price, down payment, interest rate,
and loan term (yrs)
How long will it take to save enough for a down payment?
How much will my savings grow to?
How much do I need to save each month to reach my goal?
Use this simple calculator for not so simple savings calculations.
Compound Interest options: Daily, Monthly, Quarterly and Annually
Should you refinance?
Take the guess work out of refinancing and let this calculator determine
exactly how much you will save and how long it will take to recoup the cost of
financing.
Based on the assumptions you lay out in the Mortgage Calculator, this
worksheet shows monthly and yearly detail behind your loan.
See how much of your monthly mortgage payment goes towards the interest
and how much goes to paying down the principal.
Online
calculators are helpful, but only when you're online. Instead of throwing your
work away every time you close your browser, save your mortgage calculations
with our easy to use MS Excel based mortgage planner. Your house is likely the
biggest investment you'll ever make- so treat it as such- track your assumptions
and calculations each step of the way.
Download the demo and see for yourself. Remember,
we offer a full money back guarantee - no questions asked.
Instantly calculates 300 loan scenarios based on your interest rate range
and 24 different down payment amounts.
Choose to display: monthly mortgage, total loan payment or the total
interest payment over the life of the loan
Determines the monthly mortgage payment (and price of house) you can
afford based on your income and current debt (car loan, credit cards, etc.)
Unlike most other affordability calculators, you may choose your own
housing cost-to-income ratio as well as the debt-to-income ratio (the industry
standard is 28% and 36%, respectively)